APP Prevent Overview

Introduction

The Tunic Pay APP Prevent flow seamlessly integrates into your payment journey, helping users to make safer, better-informed decisions. We dynamically assess the risk associated with the payment’s purpose and counterparty, providing real-time, transaction-specific guidance and warnings to users which help “break the spell” and ensure regulatory compliance.

How does it work?

1. Integration into Payment Flow: The Prevent session is invoked at the point where a user initiates a payment. They integrate seamlessly with your existing payment journey.
2. Dynamic Data Collection: Through delightful user engagement our native UI collects necessary payment details and additional information required for risk assessment.
3. Real-Time Risk Assessment: The collected data is analysed in real time using advanced algorithms based on up-to-date risk profiles.
4. User Warnings and Acknowledgments: Where potential risks are detected, the Prevent session displays tailored warnings to the user. Acknowledgement of those warnings is securely collected for compliance purposes.

Key Concepts

Dynamic Screens

User engagement is dynamically based on backend configuration. This ensures that data collected is always relevant and up-to-date and that interventions can be changed as fraud patterns evolve.

Dynamic updates permit immediate compliance with evolving regulatory obligations and are supported through robust change management processes.

Real-Time Risk Assessment

Data is assessed in real-time to detect potential fraud, suspicious activities, or compliance issues. Tunic Pay’s assessments are based on advanced algorithms, incorporating both machine learning and rule-based systems to emphasize reliable and explainable risk evaluation.

Yes in Your Back Yard

The APP Prevent service endpoint can be run within your own infrastructure using Prevent Relay, ensuring that you have full oversight into and control over the data we collect and process. Furthermore, AWS and GCP environments can take advantage of PrivateLink and Private Service Connect to communicate directly with our servers without going over the public internet.

User Warnings and Acknowledgments

Users are informed of any risks associated with their transaction in clear, understandable language. The risks highlighted are highly tailored and help users make decisions based on rich information about the payment and its recipient.

Customization

The look and feel of the Prevent session can be customized to match your application’s branding. There are numerous integration options.