About Tunic Pay
People deserve a financial system that keeps pace with modern life: fast, convenient, and safe. Too often, security has meant friction without protection: payments blocked, agents blocked, and warnings about everything and nothing.We're changing that.
We are building the payment context layer for the AI era: stopping scams and rogue agents before the money moves, so people can pay without fear. Behind every payment stopped is someone's rent, a small business's payroll, a student's tuition.
The team
Tunicians come from all walks of life, and share one conviction: payments can be super fast, super safe and super agentic, all at once.This is our lives' work.
Where we hail from
Nicky and Nico first worked together over a decade ago, helping immigrants access credit in a new country. Their partnership was forged in fire, and they co-founded Tunic Pay in London to solve the problem of safety in payments. Today Tunic Pay has investigated hundreds of thousands of transactions for the largest financial institutions in the world, with teams in London and New York.
Co-founder · LinkedIn
Co-founded Nova Credit, helping immigrants access credit: raised $150M and partnered with Amex, HSBC and Monzo. FCA-authorised person. Former Bain consultant, with earlier work in international development. Cambridge BA, Stanford MBA.
Co-founder · LinkedIn
Nico founded and was CEO of Casai, Latin America’s largest hospitality startup, where he scaled operations across Mexico and Brazil, raised $50M+, and served over 100K customers. Yale BA, Oxford MPP.
Our values
This business thrives on creativity. We value well-channelled positivity (and the discomfort of ideation!) above intellectual scepticism.
We prize flexibility and velocity. We don’t overpromise on a single strategy or career path. Nor do we value effort (sorry!). Instead, we are focused on outcomes and efficiency.
We tell it like it is. To our customers, our investors, ourselves. There is no room for ethical shortcuts, and we’re taking the decades-long view.
We’re serious about our work, but not about ourselves. We delight in bringing a little troll spirit.
Backed by the best financial services investors
Book a demo for the product, or come and build it with us.
