Trust & Security

Security & Compliance at Tunic Pay

At Tunic Pay, trust is foundational. We believe your data deserves the highest protection, and we hold ourselves to the strictest standards to ensure it. We are ISO 27001 certified and SOC 2 Type 2 compliant: two of the most respected frameworks in information security.

  • ISO 27001 certified
  • SOC 2 Type II
  • GDPR compliant
  • Encrypted in transit and at rest

Our credentials

Independently certified and audited

SOC 2 Type II

We adhere to the AICPA Trust Services Criteria, and have undergone a full, independent audit over a sustained period to confirm that our internal controls meet standards for security, availability, processing integrity, confidentiality, and privacy in our services.

ISO/IEC 27001

We are certified under the internationally recognised ISO/IEC 27001 standard. This demonstrates our commitment to a systematic, risk-based approach to managing information security: protecting not just client data, but our internal operations, intellectual property, employee data, and third-party interactions.

UK GDPR

We process personal data in line with the UK General Data Protection Regulation and the Data Protection Act 2018. Our Privacy Policy sets out what we collect, why, and your rights.

How we protect your data

The core pillars of our security programme

These are enforced rigorously and reviewed continuously.

Data classification & access

All data (yours and ours) is classified according to sensitivity. Access is strictly limited to the "least privileged" necessary, on a need-to-know basis.

Encryption

We use strong, industry-standard encryption (TLS, AES etc.) in transit and at rest. Data stored in our systems is encrypted, and communications between our services and with you are always secured.

Infrastructure & hosting

We use trusted providers, geo-redundant and secure data centres (including EU locations where required), with strong physical and environmental controls.

Vulnerability management & penetration testing

Regular internal vulnerability scans, patch management, third-party security assessments and penetration tests are integral to our lifecycle.

Monitoring, logging & incident response

We continuously monitor for unusual activity, suspicious behaviour, threats. Logs are retained as per policy; we have formal incident response and recovery plans in place.

Vendor & third-party risk

We evaluate and audit all vendors delivering critical services. All third parties must meet our security standards or better.

Employee security & awareness

"Tunicians" undergo regular training in security best practices: password hygiene, handling sensitive information, recognising phishing, etc. Access controls, multi-factor authentication, and periodic reviews are standard.

How we're built

Built for bank scrutiny

The specifics your security team will ask about.

  1. One environment per bank. Each institution runs in its own isolated cloud environment, with its own database and access controls. One bank's data never sits alongside another's.
  2. Battle-tested recoverability. We run live regional failover exercises, moving the service to a second cloud region, and repeatedly test that recovery targets are met with no data lost.
  3. Tested every day. Code, dependencies, containers and cloud configuration are scanned automatically every day. Independent specialists run penetration tests on our application and interfaces every year.
  4. Shared intelligence, not shared data. When a scam seen at one bank protects another, what travels is a risk signal, never customer data. No bank sees another's data or which bank a signal came from.
  5. Rebuildable from code. All infrastructure is defined in code and every release is a fixed, unchangeable image, so any environment can be rebuilt exactly.
  6. Assessed by the banks themselves. We have been through the supplier security assessments of several of the largest UK and US banks.

Transparency & continuous improvement

We keep raising the bar

We conduct regular audits and reviews of policies and controls.

Our security program is adaptive: we stay up to date with the latest threats, technologies and best practices.

We welcome external audits, independent assessments, and verify that our third-party service providers maintain strong security posture.

Questions for our security team?

Request our security pack or ask a due-diligence question.